Ryan Gifford

AVP - Residential Loan Officer

NMLS #: 757247

Office: 815-754-3225

Fax: 815-754-3225

Toll Free: 888-895-2125 x. 3225

Email: rgifford@banknbt.com

130 West Lincoln Highway
DeKalb, IL 60115

Customer focus and going above and beyond for his clients are the foundations of Ryan Gifford’s service as one of NB&T’s Residential Lenders. With more than 8 years of mortgage lending experience, Ryan brings expertise in a wide-range of loan products, including Construction Loans, Lot Loans, and FHA Loans, along with a deep understanding and knowledge of the local community. Ryan also has substantial experience working with First Time Homebuyers, believing in walking his clients through each step of the process
toward homeownership.

	Local loan processing, approval and servicing. No matter which loan option you choose, you’ll enjoy peace of mind knowing your loan is approved and processed right here at home. And remember, most loans offer a local servicing option!
	Ready to close on your mortgage quickly? We can get your mortgage approved in minutes, rather than days or weeks!
	Free Pre-approvals We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.
	Confused about which program to choose? We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Officer is always just a call or e-mail away!